Disclaimer

bizphoton.com publishes calculators and verified government figures for education and planning. It is not tax, legal, accounting, or financial advice, and using this site does not create a professional relationship. Every changing figure links the official source it came from. For advice about your own business, consult a licensed professional in your state.

Estimates, not filings

Every calculator on this site produces an educational estimate from the figures named on the page. Payroll taxes, state unemployment insurance rates, and state filing fees change, carry exceptions, and depend on facts about your business this site cannot see — your experience rating, your entity history, your local licenses. Before you hire, file, or pay anything, confirm the figures with your payroll provider, your accountant, or the agency the page links.

Where the numbers come from

Changing figures live in versioned rule packs, each carrying the official source URL it was transcribed from, the year it is effective, and the date we verified it. The stamp under each result links that source. When a figure has lapsed its review window, the page says so loudly instead of showing it quietly. When a state publishes a formula rather than a number, we show the formula and say so — we do not invent a flat figure.

Workers’ compensation

Workers' compensation is priced by class code, payroll, and insurer — there is no honest flat rate. Get a quote from your state fund or a licensed broker, then add it here.

The BizForce suite

BizForce services shown on this site are in development and presented as labeled previews with early-access waitlists. Preview screens are illustrations of the product being built, not recordings of a live system. We publish pricing shapes and commitments, not final prices, until the services are real.

Affiliate links

Some pages contain clearly disclosed affiliate links. We may earn a commission at no cost to you. Affiliate relationships never decide a figure on this site: the fee tables and tax rates come from the government sources named beside them, and the items that cost $0 are listed as $0.

Questions

Found a figure that disagrees with its source? Tell us: support.cosyslabs@gmail.com. Corrections ship with a changelog entry.